For Individuals and Families

What would happen If you were injured or sick? Your bills would still require payment right? You should not have to miss work in order for a benefit to be paid. This is why C.O.A.C.H. Consulting & Wellness Services, LLC has decided to offer these wonderful programs provided by Aflac. The good news is Aflac plans provide the assistance you need in a time when you need it the most and you do NOT have to miss work for a benefit to pay. While your self purchased or employer sponsored medical insurance pays benefits to the providers and hospitals, Aflac does NOT! Why? Aflac is designed to provide a benefit to YOU not your providers or hospital facilities, unless given permission.

For Business

When an employer, whether small, medium or large, offers its employees ways to enhance their medical insurance, they provide their employees with the kind of benefits that far exceed their  expectations. This gives the employer an edge over their competitors. 

So what's the benefit to the employer: 

• Policies are 100% employee-paid, so there is no direct cost to your company.
• Aflac complements current HSA/HDHP arrangements by offering compatible plans.
• Aflac helps attract and retain employees.
• We offer Aflac-assisted administration.

Here's how your employees benefit too:

C.O.A.C.H. Consulting & Wellness Services, LLC offers employers a chance to complement their employer sponsored health coverage. This helps the employer recruit and maintain employees for their business by creating a more attractive benefits package:

• Our policies are designed to provide cash benefits to your employees if they become injured or sick.
• Employees are paid directly (unless they choose otherwise), usually within four days, to help cover expenses such as rent and child care, and expenses not covered by major medical insurance such as copayments and deductibles.
• With Aflac policies there are no deductibles, copayments, doctor networks or pre-authorization requirements.
• Premiums can be paid with pre-tax dollars through a Section 125 Cafeteria Plan.